Health Insurance

Health Insurance For Canadians Living Abroad

Health InsuranceTalent Trust - Specializes in insurance for missionaries. Tom Hallas says, “Talent Trust Consultants has been a faithful servant to YWAM staff for over 14 years. I wholeheartedly commend their service of the best medical insurance package available for YWAM worldwide.”

Medibroker - International and Expatriate Health and Medical Insurance


Canadian Provincial Health Care/Medical Insurance Plans

Our provincial health care plans are very good, but there are often restrictions to them, such as a restriction on how long you can be out of the country each year before you lose coverage and a waiting period before you can reinstate that coverage. For example, in B.C., the medical plan is based on residency in the province, which must be at least 6 months in a year. If you lose coverage, you will need to wait the period of time from the date you re-enter the country till the end of that month, plus two more months (it used to be a flat 3 months) before coverage can be re-instated. You will need to pay full premiums for the first year, only after one year of residency can you be considered for premium assistance. It is important to check what the restrictions are in your province or territory before you return to Canada, so that you can make other health plans. In the meantime, you would need to cover yourself and your family with other medical or travel insurance.

Blue Cross - Let Blue Cross travel coverage take care of any unexpected medical emergency costs so you can travel worry free.

Visitors to Canada Emergency Hospital/Medical Insurance (BCAA)

CIBC Emergency Travel Medical Insurance

Visitors to Canada travel/medical insurance

Provincial Health Care Insurance Websites

Canadian Government Health Care Info - General information on health care with links to health care offered in different provinces.

Info On Finding A Doctor - If you don’t already have a family doctor in Canada, finding a doctor that is taking on patients can be a challenge when returning home. The Canadian government website has helpful information on how to find a doctor, and what to do if you can’t find one.

Provincial Health Care Links - has links to all the provincial health care insurance web sites.

BC  Medical Services Plan (MSP)

Financial assistance for insurance premiums (BC)

Alberta Health Care Insurance Plan (AHCIP)

Saskatchewan Provincial Health Plan

Manitoba Health

Ontario Health Insurance Plan  (OHIP)


Newfoundland & Labrador Medical Care Plan  (MCP)

Nova Scotia Health Card  (MSI)

New Brunswick Medicare Provincial Plan

PEI Provincial Health Insurance Plan

Northwest Territories Health Plan

Yukon Territory Health Plan,  Health Care Card

Nunavut Health Care Insurance Services Plan

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